Quick, easy, and affordable insurance for arborists
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Public Liability is the number one policy required on most worksites. It covers claims for accidental injury or property damage caused by your work.
Tree removal, pruning, stump grinding, and working at height all carry risk. If a falling branch damages a roof, a tree hits a fence, or debris injures a bystander, you could face a costly claim. Public Liability protects you when things do not go to plan.
Your tools and equipment are essential to your work. General Property Insurance protects them against theft, loss, or accidental damage, whether on site, in transit, or stored in your vehicle.
Arborist equipment is high-risk for theft and damage, especially when left on site or in vehicles overnight. Replacing specialised tools out of pocket can be expensive and delay jobs. Tools cover helps you replace essential equipment quickly so you can keep working.
If an injury or illness stops you from working, Personal Accident Insurance provides weekly income replacement. This is especially important for arborists, as climbing, cutting, and working at height increase the risk of strains, falls, and serious site injuries.
If you cannot climb, cut, or operate equipment, you cannot earn. This cover helps keep money coming in so you can pay bills and focus on recovery without added financial stress.
While arborists work primarily hands-on, many also provide advice or recommendations. If a client claims your advice caused financial loss, Professional Indemnity Insurance can protect you.
If your work includes advisory or reporting components, this cover adds an extra layer of protection for your business.
If you employ staff, Workers Compensation Insurance is required by law. It covers wages and medical costs for employees injured on the job.
For sole traders, subcontractors, and owner-operators, this is usually not required unless hiring workers.
The Australian Tax Office can audit any contractor. Tax Audit Insurance covers the cost of your accountant’s fees if you are audited.
A small cost that can save thousands at tax time.
Total Premium = Policy Type + Turnover + Risk Level + Claims History
Your final price depends on the type of arborist work you perform, whether you work at height, the value of your tools and equipment, your chosen liability limit, and whether you add personal accident or workers compensation cover. We arrange cover Australia-wide.
(e.g. basic pruning, hedge trimming, ground-based tree work, small residential jobs)
Typical public liability from $500–$1,000 per year
(e.g. large tree removals, climbing and rigging, chainsaw work at height, commercial or council contracts)
Typical public liability from $1,000–$3,000+ per year
These figures are general estimates only. Your premium is tailored to your arborist activities, equipment value, height exposure, liability requirements, and optional accident or workers compensation cover. Contact us for a fast, obligation-free quote.
We know contractors need reliable cover without the hassle. That is why over 270,000 Aussie small businesses trust us.
Arranging arborist insurance is fast and straightforward with Contractor Cover. Follow these steps to protect your income in minutes.
Complete our short online form with details about your occupation, income, and the level of cover you want to arrange.
Review available cover options online or speak with one of our Australian-based brokers to compare quotes, benefit periods, and policy features in plain language.
Once approved, your policy can be put in place quickly, with documents issued so you can get back to work knowing your income is protected.
Contractor Cover is the one-stop insurance shop for contractors across Australia.
We understand that contractors require targeted business insurance which offers both value for money and optimal cover. With that in mind, we’ve packaged the most common insurances the average contractor needs into a single policy. This means that you don’t need to waste your time contending with multiple policies – everything you need is included in one convenient package.
Speak with our team today for more information or fill in our easy online quote form.
270k+ businesses covered
20+ years of experience
Instant, affordable cover
Public liability insurance helps protect you if your work accidentally injures someone or damages property. This is the most commonly requested insurance for glaziers, contractors, and subcontractors working on residential or commercial sites.
Typical coverage includes:
General property insurance helps protect your tools and equipment if they are lost, stolen, or damaged. This is especially important for contractors who store tools in vehicles or move between multiple job sites.
Typical coverage includes:
Professional indemnity insurance helps protect you if a client claims your advice, design input, or professional service caused them a financial loss.
Typical coverage includes:
Personal accident insurance provides income support if you cannot work due to injury or illness. This is especially valuable for sole traders who rely on continuous work to maintain their income.
Typical coverage includes:
Tax audit insurance helps protect you from the professional fees incurred when responding to an ATO audit. Even compliant businesses can be selected at random.
Typical coverage includes:
Workers compensation insurance helps protect employees who suffer a work-related injury or illness. This insurance is mandatory for employers in most states and territories.
Typical coverage includes:
Several factors impact how much contractors pay for insurance. Insurers assess your risk level and the nature of your work to determine your premium.
Key influences include:
You should review your insurance at least once a year, or any time your business changes. A quick review helps ensure you remain properly protected.
Common triggers include:
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