Personal Accident & Illness Blogs

Personal accident insurance helps protect your income if you are injured or become ill and cannot work.

Our personal accident insurance blog covers how this cover works for contractors and tradies, what is included, cost considerations, and how it compares to workers compensation and income protection.

Male contractor choosing his optional extras for his personal accident and injury insurance cover

What Is Personal Accident Insurance?

30 December 2025

Personal accident insurance is a type of cover designed to provide financial support if you are unable to work due to an insured injury and,

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Nedlands WA 6009
Australia

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Contractor Cover is a registered trading name of
Elliott Australia Group Pty Ltd
AFSL 418512
ABN: 81 153 685 922
© Contractor Cover – Insurance for Contractors in Australia

Contact Details

1300 438 268

info@contractorcover.com.au

Complaints

We are a member of the Australian Financial Complaints Authority (AFCA). If you have a complaint and it is not resolved to your satisfaction by us, you have the right to refer the matter to the AFCA. The AFCA can be contacted at:

Mailing Address:
Australian Financial Complaints Authority, GPO Box 3, Melbourne, VIC 3001

Ph – 1800 931 678
Email – info@afca.org.au
Website – www.afca.org.au

General Advice Warning – retail clients*

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness. You should also consider our disclosure documents, which include our Financial Services Guide (FSG) and Product Disclosure Statements (PDS) for some products.
*Retail clients are individuals or those purchasing an insurance product for use in connection with a small business where the product is a designated retail product (eg motor vehicle, home buildings, home contents, personal and domestic property, sickness and accidental and travel insurance). All other clients are wholesale clients.