- 95 Stirling Hwy, Nedlands WA 6009
- 1300 438 268
- info@contractorcover.com.au
Quick, easy, and affordable insurance for concreters
Get quick, affordable quotes for recommended insurance types including:
Businesses Covered
Years of Experience
Instant, Affordable Cover
Public Liability is the number one policy required on most worksites. It covers claims for accidental injury or property damage caused by your work.
Your tools are essential to your work. General Property Insurance protects your equipment from theft, loss, or accidental damage.
Tools are high-risk for theft on site or from utes. Replacing them out of pocket is costly. Tools cover ensures you can get back to work quickly.
If an injury or illness stops you from working, Personal Accident Insurance provides weekly income replacement. This is important for concreters because physical labour increases the chance of strain, slips, falls, and site injuries.
If you can’t pour, you can’t earn. This policy helps you keep your bills paid while you recover.
While concreters work primarily hands-on, some may give advice, measurements, or specifications. If a client claims your advice caused financial loss, Professional Indemnity can protect you.
If your work includes advisory components, this cover adds another layer of protection.
If you employ staff, Workers Compensation Insurance is required by law. It covers wages and medical costs for employees injured on the job.
For sole traders, subcontractors, and owner-operators, this is usually not required unless hiring workers.
The Australian Tax Office can audit any contractor. Tax Audit Insurance covers the cost of your accountant’s fees if you are audited.
A small cost that can save thousands at tax time.
Total Premium = Policy Type + Turnover + Risk Level + Claims History
Your final price depends on the type of concreting work you perform, the value of your tools and equipment, your chosen liability limit, and whether you need personal accident or workers compensation cover. We arrange cover Australia-wide.
(e.g., small residential pours, footpaths, driveways, basic formwork)
Typical public liability from $450–$900/year
(e.g., commercial slabs, suspended slabs, civil works, machinery-heavy jobs)
Typical public liability from $900–$2,500+/year
These figures are general estimates only. Your premium is tailored to your concreting work, tool value, liability requirements, and optional accident or workers compensation cover. Contact us for a quick, obligation-free quote.
We know contractors need reliable cover without the hassle. That is why over 270,000 Aussie small businesses trust us.
Arranging concreters insurance is straightforward with Contractor Cover. Follow these steps to ensure you have the right protection in place and meet the requirements set by builders, site managers, and Australian regulations.
Tell us about your concreting work, the type of projects you handle, your turnover, and the value of your tools and equipment. This helps us identify the most suitable policies for your risk level.
Our brokers will confirm the cover that suits your work, whether you pour residential slabs, driveways, commercial floors, suspended slabs, or civil works. We match your needs with the right level of protection.
Your concreters insurance policy and Certificate of Currency are issued promptly. We provide ongoing support for renewals, updates, and adding extra cover as your business grows.
Contractor Cover is the one-stop insurance shop for contractors across Australia.
We understand that contractors require targeted business insurance which offers both value for money and optimal cover. With that in mind, we’ve packaged the most common insurances the average contractor needs into a single policy. This means that you don’t need to waste your time contending with multiple policies – everything you need is included in one convenient package.
Speak with our team today for more information or fill in our easy online quote form.
270k+ businesses covered
20+ years of experience
Instant, affordable cover
At Contractor Cover, we’re proud to have a dedicated executive team that brings decades of experience, strategic insight, and an unwavering commitment to supporting Australian contractors.
CEO
Chief Financial Officer
Head of Technology
Insurance Broking Team Leader
Public liability insurance helps protect you if your work accidentally injures someone or damages property. This is the most commonly requested insurance for glaziers, contractors, and subcontractors working on residential or commercial sites.
Typical coverage includes:
General property insurance helps protect your tools and equipment if they are lost, stolen, or damaged. This is especially important for contractors who store tools in vehicles or move between multiple job sites.
Typical coverage includes:
Professional indemnity insurance helps protect you if a client claims your advice, design input, or professional service caused them a financial loss.
Typical coverage includes:
Personal accident insurance provides income support if you cannot work due to injury or illness. This is especially valuable for sole traders who rely on continuous work to maintain their income.
Typical coverage includes:
Tax audit insurance helps protect you from the professional fees incurred when responding to an ATO audit. Even compliant businesses can be selected at random.
Typical coverage includes:
Workers compensation insurance helps protect employees who suffer a work-related injury or illness. This insurance is mandatory for employers in most states and territories.
Typical coverage includes:
Several factors impact how much contractors pay for insurance. Insurers assess your risk level and the nature of your work to determine your premium.
Key influences include:
You should review your insurance at least once a year, or any time your business changes. A quick review helps ensure you remain properly protected.
Common triggers include:
We take your privacy seriously. Your information is stored securely and used only to provide insurance services, issue documents, manage claims, or support your policy. You may view a copy of our full privacy policy at any time, and we are happy to explain how your information is handled.
