General Property Insurance*
Most of us rely on some kind of equipment or tools to help us perform our every day jobs. It might be specific tools for trade oriented jobs such as plastering or roofing, or your equipment might be technology related for your job in an office environment. From mobile phones and lap tops to ladders and drills – Contractor Cover can insure it all.

How Does Equipment Cover Work?
Taking out Equipment Cover for your tools and general property means that the items you carry around with you on a day to day basis are covered if they are damaged, lost, or stolen. This saves you the expense and worry of having to bear the costs of replacing them yourself.
By speaking to one of our Contractor Cover insurance experts we can look at your equipment and tools of the trade to find you the best policy to suit your needs and your budget.
Who Needs Equipment Cover?
If you have items you rely on to complete your job, it is important to ensure that you are able to get back to work as quickly as possible should they be lost, stolen, or damaged. Tools, equipment and general property can be extremely expensive to replace, especially if you have many items and they have been collected over a long period of time, or are very specific to your job.
You could not only lose out on the costs of replacing your tools if they are damaged or stolen, but also lose valuable business if you cannot perform your work as necessary. And being a small to medium business, you know how important your work is to you and how quickly a financial situation can change.
So ensure that you can confidently attend your jobs and commitments by engaging Equipment Cover to protect your savings and back pocket.
How Much Will Equipment Cover Cost Me?
How much your Equipment Cover will cost you is entirely up to how much equipment you have to insure and what it will be insured for. You can typically get policies for theft from a secured location, for fire and water damage, and for vehicle collisions causing damage. Additional extras include theft from unsecured locations such as work sites or unlocked vehicles.
Contractor Cover can help you chose the right policy to cover your tools and general property so that you are covered for as many scenarios as possible at a price that is affordable to you.
Where Can You Get a Quote?
The Contractor Cover quoting system is one of the fastest ways contractors can get a quote and arrange their Equipment Insurance. We also offer professional services and advice for contractors working with very unique or technical equipment.
It doesn’t matter what type of contractor you are, Contractor Cover can help you find the best Equipment Insurance policy for your needs. To organise a quote just fill out our quick online form or give our office a call on 1300 438 268 to speak to our Contractor Cover real-life team.
*Cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
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Tailored insurance fast, transparent, and ethical, backed by 20+ years of expertise.
Typical insurance recommendations include:
- Public liability insurance
- Professional indemnity insurance
- Personal accident and illness insurance
- General property cover
- Commercial motor vehicle insurance
- Workers’ compensation

About Us

Contractor Cover is the one-stop insurance shop for contractors across Australia.
We understand that contractors require targeted business insurance which offers both value for money and optimal cover. With that in mind, we’ve packaged the most common insurances the average contractor needs into a single policy. This means that you don’t need to waste your time contending with multiple policies – everything you need is included in one convenient package.
Speak with our team today for more information or fill in our easy online quote form.
270k+ businesses covered
20+ years of experience
Instant, affordable cover
Meet Your Insurance Team
At Contractor Cover, we’re proud to have a dedicated executive team that brings decades of experience, strategic insight, and an unwavering commitment to supporting Australian contractors.
John Elliott
CEO
Rachael Milne
Chief Financial Officer
Kristofer Wright
Head of Technology
Tim Stingers
Insurance Broking Team Leader