Air Conditioning and Heating Technician Insurance

Helping air conditioning and heating technicians with targeted insurance

AC technician with air conditioning technician insurance installing an aircon

Contractor Specialists

20+ years of experience working with contractors

270k Businesses Covered

Trusted by businesses Australia-wide

All Policies, One Place

Cover from public liability to general property and beyond

Compare Options

And get documents fast once cover is arranged

Whether it’s helping people escape the heat or stay warm in the colder months, air conditioning and heating technicians provide an important service. To protect your business, Contractor Cover can help make sure you have the correct insurance in place.

  • AC and heating specific insurance
  • Getting a quote is so easy!
  • Quote in seconds, insurance in minutes

Cover your tools with General Property Insurance

General Property Insurance will make sure that the specific tools and equipment used by air conditioning and heating technicians are covered if they’re lost or stolen. This means minimal disruption and financial strain if the unexpected happens.

Protect against damage with Public Liability Insurance

When you’re installing or fixing air conditioning and heating units, it can be easy for accidental damage to occur from damaging a wall while carrying equipment to someone tripping over your gear. Public Liability Insurance ensures that you’re covered for damage caused while you carry out your work.

Peace of mind with Professional Indemnity Insurance

Air conditioning and heating technicians offer advice and services on a regular basis and unfortunately this can lead to you being sued if you’re considered professionally negligent. Make sure you have Professional Indemnity Insurance in place to cover the costs of legal bills or damages.

Personal Accident and Illness for injury or illness

If you can’t work as an air conditioning and heating technician due to injury or illness, Personal Accident and Illness Cover means you will be paid a portion of your regular income so you can keep up with expenses.

Contact Contractor Cover today and we would be happy to provide you with a quick quote.

Tax Audit Cover for audit expenses

If you run an air conditioning and heating business, you’re open to a tax audit at any time and it can be expensive to hire an accountant or lawyer to complete your audit. Make sure your expenses are covered with Tax Audit Cover.

Get a Quote

Tailored insurance fast, transparent, and ethical, backed by 20+ years of expertise.

Typical insurance recommendations include:

  • Public liability insurance
  • Professional indemnity insurance
  • Personal accident and illness insurance
  • General property cover
  • Commercial motor vehicle insurance
  • Workers’ compensation
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About Contractor Cover

Contractor Cover is the one-stop insurance shop for contractors across Australia.

We help contractors, subcontractors and small businesses compare commonly arranged business insurance options in one place. Choose from available cover types and limits based on your trade, business activities and contract requirements, subject to insurer acceptance, policy terms, conditions, limits and exclusions.

Call our team today at 1300 438 268 for more information or fill in our easy online quote form.

270k+ businesses covered

20+ years of experience

Contractor insurance specialists

Contractor Cover broker shaking a contractor's hand

Meet the Contractor Cover Team

At Contractor Cover, we’re proud to have a dedicated executive team that brings decades of experience, strategic insight, and an unwavering commitment to supporting Australian contractors.

John Elliott

John Elliott

Chief Executive Officer
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John Elliott is the founder of Elliott Insurance Brokers, the business behind Contractor Cover. With nearly 20 years of insurance industry experience, John helps guide the business with a focus on practical cover, reliable service and clear support for Australian contractors.

Rachael Milne

Rachael Milne

Chief Financial Officer
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Rachael Milne joined Elliott Insurance Brokers in 2012 and supports the systems, planning and financial structure behind Contractor Cover. Her work helps the business operate smoothly while supporting clear, reliable insurance services for contractors Australia-wide.

Kris Wright

Kris Wright

Head of Technology
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Kris Wright supports Contractor Cover through technology, systems and process improvement. His work helps keep the online quote experience simple, organised and efficient, making it easier for contractors to compare cover options and access documents quickly.

Tim Stingers

Tim Stingers

Insurance Broking Team Leader
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Tim Stingers brings more than a decade of insurance experience, with a strong focus on trades and construction. His knowledge helps support contractor-focused cover options for tradies, subcontractors and small construction businesses.

Let's Get You to the Right Quote Form

Different business types need different quote pathways. Choose the option that best fits the work you do.

Contractor Cover

Professional, Consultant
or Other Contractor

For consultants, IT contractors, project managers, designers, advisors and other non-trade professional services across a wide range of industries.

Contractor Quote

You will be directed to business.contractorcover.com.au

All Trades Cover

Trades, Builders,
Mining or Industrial

For trade-based businesses, builders, contractors, mining services, civil, construction, plant, installation, maintenance and industrial work.

Trade Quote

You will be directed to alltradescover.com.au/get-a-quote