If you lay tiles, carpet, wooden slats or other flooring for a living, you need to make sure you have the right insurance cover in place so you can go about your business with the peace of mind that you’ll be protected.
- Insurance especially for Aussies
- Tiler and Carpet layer specific insurance
- Cheap insurance for all flooring contractors
Professional Indemnity Insurance provides cover for legal costs and damages if you’re found to be professionally negligent. For tile, carpet, hardwood and flooring layers, this cover is worth considering if you frequently offer advice to clients.
General Property Cover will protect you from the financial cost of having to replace the tools and equipment you use in your work as a tile, carpet or flooring installer if they’re lost or stolen.
Public Liability Insurance will provide financial cover if you’re found liable for damage which has occurred on the job. For tile, carpet and flooring layers, you’re at risk from causing damage whether it’s someone tripping on an uneven surface or you accidentally damaging existing flooring which is why this cover is important.
Tax Audit Cover is an important consideration if you run your own flooring business given that small businesses are subject to tax audits. A lot of people don’t consider the costs involved with hiring professionals to complete an audit and this policy will cover these expenses.
Whether it’s laying tiles, carpet or any other flooring, if you can’t work following and accident or injury it could have serious financial implications. Make sure you’re covered with Accident and Illness Insurance which will continue to provide a portion of your income if you can’t work.