Physiotherapists Insurance

Affordable insurance for physiotherapists

Man with physiotherapist insurance stretching a patient's leg

Contractor Specialists

20+ years of experience working with contractors

270k Businesses Covered

Trusted by businesses Australia-wide

All Policies, One Place

Cover from public liability to general property and beyond

Compare Options

And get documents fast once cover is arranged

Contractor Cover understands the specific needs of physiotherapists and provides insurance packages to target the areas where you need cover.

  • Insurance for physios across Australia
  • Great price and fantastic coverage
  • Quote in seconds and insurance in minutes

Professional Indemnity Insurance for Physiotherapists

Professional Indemnity Insurance is designed to protect physiotherapists from the legal costs and damages that are associated with a breach of professional duty. In Australia, it’s compulsory for physiotherapists to have Professional Indemnity Insurance in place.

General Property Cover for your portable items

General Property Cover will cover the cost of the portable items physiotherapists travel with on a day to day basis if these items are lost or stolen. This can include electronic equipment, such as laptops, and specialised equipment you use to treat patients.

Public Liability Insurance for protection against damages

Public Liability Insurance is important for physiotherapists as it covers the cost of claims for damages to property or injury to a person. This can include simple accidents such as a client slipping or tripping when they come into your office.

Tax Audit Cover for audit expenses

Your physiotherapy business isn’t immune to the regular tax audits that are carried out on small businesses and this can be a costly exercise once you’ve hired an accountant to complete the audit on your behalf. Tax Audit Cover will cover the costs of hiring a professional during the audit process.

Personal Accident and Illness for financial security

If you’re used to a regular income as a physiotherapist, it can be a financial shock if you’re suddenly unable to work. Personal Accident and Illness Cover means that you’ll still receive a portion of your income if injury or illness prevents you from working so you can keep up with expenses.

Get a Quote

Tailored insurance fast, transparent, and ethical, backed by 20+ years of expertise.

Typical insurance recommendations include:

  • Public liability insurance
  • Professional indemnity insurance
  • Personal accident and illness insurance
  • General property cover
  • Commercial motor vehicle insurance
  • Workers’ compensation
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About Contractor Cover

Contractor Cover is the one-stop insurance shop for contractors across Australia.

We help contractors, subcontractors and small businesses compare commonly arranged business insurance options in one place. Choose from available cover types and limits based on your trade, business activities and contract requirements, subject to insurer acceptance, policy terms, conditions, limits and exclusions.

Call our team today at 1300 438 268 for more information or fill in our easy online quote form.

270k+ businesses covered

20+ years of experience

Contractor insurance specialists

Contractor Cover broker shaking a contractor's hand

Meet the Contractor Cover Team

At Contractor Cover, we’re proud to have a dedicated executive team that brings decades of experience, strategic insight, and an unwavering commitment to supporting Australian contractors.

John Elliott

John Elliott

Chief Executive Officer
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John Elliott is the founder of Elliott Insurance Brokers, the business behind Contractor Cover. With nearly 20 years of insurance industry experience, John helps guide the business with a focus on practical cover, reliable service and clear support for Australian contractors.

Rachael Milne

Rachael Milne

Chief Financial Officer
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Rachael Milne joined Elliott Insurance Brokers in 2012 and supports the systems, planning and financial structure behind Contractor Cover. Her work helps the business operate smoothly while supporting clear, reliable insurance services for contractors Australia-wide.

Kris Wright

Kris Wright

Head of Technology
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Kris Wright supports Contractor Cover through technology, systems and process improvement. His work helps keep the online quote experience simple, organised and efficient, making it easier for contractors to compare cover options and access documents quickly.

Tim Stingers

Tim Stingers

Insurance Broking Team Leader
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Tim Stingers brings more than a decade of insurance experience, with a strong focus on trades and construction. His knowledge helps support contractor-focused cover options for tradies, subcontractors and small construction businesses.

Let's Get You to the Right Quote Form

Different business types need different quote pathways. Choose the option that best fits the work you do.

Contractor Cover

Professional, Consultant
or Other Contractor

For consultants, IT contractors, project managers, designers, advisors and other non-trade professional services across a wide range of industries.

Contractor Quote

You will be directed to business.contractorcover.com.au

All Trades Cover

Trades, Builders,
Mining or Industrial

For trade-based businesses, builders, contractors, mining services, civil, construction, plant, installation, maintenance and industrial work.

Trade Quote

You will be directed to alltradescover.com.au/get-a-quote