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About Us

Expert, fast, and trusted insurance for Australian contractors

Why Choose Us?

  • Specialised insurance for contractors and trades
  • Fast quotes and coverage online or by phone
  • Backed by over 20 years of industry experience
  • Clear jargon-free coverage explanations
  • Carbon-neutral and ethical business practices
  • Licensed (AFSL 418512) and industry compliant
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Your Trusted Insurance Partner

At Contractor Cover, we provide targeted insurance cover for Australian contractors, trades, and small business owners. As part of Elliott Insurance Brokers, we combine over 20 years of industry expertise with a client-focused approach to deliver tailored insurance solutions that protect your business and give you peace of mind.

We’re more than an insurance provider, we’re your partner in protecting your business. Whether you’re a tradie, consultant, or small business owner, our complete insurance packages are designed to meet your needs, Australia-wide. Backed by major insurers and regulated by the Australian Financial Complaints Authority (AFCA), we ensure your coverage is secure and reliable.

Why Choose Us?

Contractors need more than just a policy; they need a trusted partner who understands their unique risks and time constraints. Here’s why thousands of Australian contractors rely on us:

  • Industry-Specific Expertise: Our brokers specialise in insurance for contractors and trades, offering tailored advice and coverage that fits your work.
  • Simple and Fast: Our streamlined online platform lets you get a quote, arrange cover, and receive documents in minutes. Prefer to talk? Our expert team is available at 1300 438 268.
  • Backed by Experience: With over two decades of experience through Elliott Insurance Brokers, we provide boutique service with the strength of industry-leading systems.
  • Transparent and Trustworthy: We explain your coverage in clear, jargon-free language, ensuring you make informed decisions with confidence.
  • Sustainable and Ethical: As a carbon-neutral business, we’re committed to reducing our environmental impact and supporting sustainable practices.
  • Fully Compliant: We adhere to the Insurance Brokers Code of Practice and hold an Australian Financial Services Licence (AFSL: 418512), ensuring your interests are prioritised.

Our Insurance Team

At Contractor Cover, we’re proud to have a dedicated executive team that brings decades of experience, strategic insight, and an unwavering commitment to supporting Australian contractors. Our leadership team ensures that our services are built on trust, innovation, and compliance with the highest standards of the insurance industry.

John Elliott

John Elliott

CEO

As the founder and CEO of Elliott Insurance Brokers and Contractor Cover, John brings over 20 years of industry experience and a forward-thinking approach to the insurance sector. Under his leadership, Contractor Cover has grown into one of Australia’s most trusted insurance providers for contractors, tradies, and small businesses. John’s vision is built on simplifying insurance for time-poor professionals while ensuring strong compliance, customer care, and value. His commitment to sustainability and ethical business practices continues to shape the strategic direction of the business.

Rachael Milne

Rachael Milne

Chief Financial Officer

Rachael leads our financial operations with precision, integrity, and a deep understanding of the regulatory environment in financial services. With a background in accounting and over 15 years of experience in the insurance and finance industries, she ensures the financial stability and transparency of Contractor Cover. Rachael is also instrumental in driving sustainable financial practices across the business, ensuring we remain efficient, compliant, and future-ready.

Kristofer Wright

Kristofer Wright

Head of Technology

Kristofer oversees the digital platforms and technological innovations that support Contractor Cover’s streamlined customer experience. With over 15 years in IT leadership and a strong track record of delivering secure, user-friendly systems, Kristofer ensures our clients enjoy fast, reliable, and safe access to their insurance solutions. His focus on continuous improvement and automation is key to maintaining our service excellence in an increasingly digital marketplace.

Tim Stingers

Tim Stingers

Insurance Broking Team Leader

Tim leads our dedicated team of insurance brokers with a focus on personalised service and sector-specific expertise. With more than a decade in the industry, Tim has a strong track record in helping tradies and contractors navigate complex insurance needs. His leadership ensures that our broking team provides responsive, professional advice tailored to the unique risks and requirements of contractors across Australia. Tim is passionate about empowering clients with the right cover, without the jargon.

General Advice Warning – retail clients *

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness. You should also consider our disclosure documents, which include our Financial Services Guide (FSG) and Product Disclosure Statements (PDS) for some products.
*Retail clients are individuals or those purchasing an insurance product for use in connection with a small business where the product is a designated retail product (eg motor vehicle, home buildings, home contents, personal and domestic property, sickness and accidental and travel insurance). All other clients are wholesale clients.

Contact Details
Phone – 1300 438 268
Email – info@contractorcover.com.au
Address – 95 Stirling Hwy, Nedlands WA 6009

Opening Hours
Monday – Friday
8:30am – 7:00pm AWST
Saturday
9:00am – 5:00pm WST

Complaints
We are a member of the Australian Financial Complaints Authority (AFCA). If you have a complaint and it is not resolved to your satisfaction by us, you have the right to refer the matter to the AFCA. The AFCA can be contacted at:

Mailing address
Australian Financial Complaints Authority, GPO Box 3, Melbourne, VIC 3001

Ph – 1800 931 678
Email – info@afca.org.au
Website – www.afca.org.au

Contractor Cover is a registered trading name of
Elliott Australia Group Pty Ltd
AFSL 418512
ABN: 81 153 685 922
© Contractor Cover – Insurance for Contractors in Australia