The Rise of the Online Business Solution - Contractors Insurance Australia

October 8, 2015

We live in a digital world, where time is money and let’s face it, times have changed. As a busy business owner, you may be time poor, but you do have the internet at your fingertips and you can make it work for you.

Nowadays we all surf the net for online bargains, we book flights, accommodation, make appointments, pay bills and order home delivery for many goods and services. It’s a tool that is used to simplify your life. So why not let it simplify your business?

Whether you run a new or established business, one thing that is easy to overlook is public liability insurance. Although this type of insurance is optional in many cases, it is strongly recommended for all businesses in all industries. The likelihood of being sued is unpredictable, it is potentially very costly, and a risk that needs to be managed. The good news is that it has never been easier to find online insurance solutions for your business.

So, What is Public Liability Insurance – and why do I need it?

Many business owners are confused about public liability insurance. Here are three good reasons why you would be wise to consider it for your business.

  • If you are the owner of a business premises where employees, customers, clients or the general public frequently visit, public liability insurance can help to safeguard your business.
  • If your business is involved in organising off-site events or activities that are attended by the general public, public liability insurance can help to safeguard your future.
  • If you have a home based business and individuals come to your home for business purposes, public liability insurance can help you to manage business risk.

It doesn’t matter if you’re a sole trader or employ a team of people, if something goes wrong, you are responsible. You may have taken every reasonable precaution, but there is always the chance of an accident happening. With public liability insurance cover, a business can operate knowing that should the worst happen, their customers’ property could be repaired, their possessions replaced and their medical costs paid. This is why public liability insurance is absolutely essential for every business.

There is no better time than now to get the protection and peace of mind of a comprehensive public liability insurance policy.

So what next?

Simply go to Contract Cover and select the options that are right for your business. You choose the level of cover which you need to operate your business in a safe and professional manner. You manage the risk. A detailed quote can be generated with a few clicks of the mouse. It really is that simple.
The easy quote form allows for dozens of occupations. However, if you can’t find your occupation or business sector, or if you need special assistance, just call us on 1300 GETCOVER (1300 438 268) to speak to one of our specialist brokers.

General Advice Warning – retail clients *

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness. You should also consider our disclosure documents, which include our Financial Services Guide (FSG) and Product Disclosure Statements (PDS) for some products.
*Retail clients are individuals or those purchasing an insurance product for use in connection with a small business where the product is a designated retail product (eg motor vehicle, home buildings, home contents, personal and domestic property, sickness and accidental and travel insurance). All other clients are wholesale clients.

We are a member of the Australian Financial Complaints Authority (AFCA). If you have a complaint and it is not resolved to your satisfaction by us, you have the right to refer the matter to the AFCA. The AFCA can be contacted at:

Mailing address
Australian Financial Complaints Authority, GPO Box 3, Melbourne, VIC 3001

Ph – 1800 931 678
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