As a self-employed personal trainer, it’s up to you to guide and advise your client what they should and shouldn’t be doing in terms of fitness. This might include their training regime, their technique in using equipment and performing exercises, and also associated factors such as diet, nutrition, and supplements in some cases and depending on your personal training qualification. However, what if it all goes wrong and your client ends up with adverse effects due to your advice? This is where Professional Indemnity Insurance can step in to help.
What is Professional Indemnity Insurance for Personal Trainers?
Professional Indemnity Insurance helps to protect personal trainers from claims against the advice given to the client. Its design protects you if you act, omit, or breach your professional duty whilst performing your job. For example you may forget to tell your client they should wrap their hands before slipping on boxing gloves, and this results in an injury for them. Or you may forget to warn the client about the results of a particular exercise. In each instance, if you are found to have neglected your professional duties you could be held liable to pay for associated medical costs and rehabilitation of the client.
It’s important that different types of personal trainers take out Professional Indemnity Insurance, including fitness instructors, indoor and outdoor personal trainer, boot camp instructors, yoga or Pilates instructors, boxing trainers, or cross fit instructors.
Contactor Cover understands the problems you face as a personal trainer or fitness professional. Grab a fast and easy quote from Contactor Cover today. Call us on 1300 GET COVER today, email at firstname.lastname@example.org or fill in our easy online quoter. All information provided above is of a general nature, if you need specific advice we recommend speaking to a broker.