Contractor Cover understands the specific needs of physiotherapists and provides insurance packages to target the areas where you need cover.
Professional Indemnity Insurance is designed to protect physiotherapists from the legal costs and damages that are associated with a breach of professional duty. In Australia, it’s compulsory for physiotherapists to have Professional Indemnity Insurance in place.
General Property Cover will cover the cost of the portable items physiotherapists travel with on a day to day basis if these items are lost or stolen. This can include electronic equipment, such as laptops, and specialised equipment you use to treat patients.
Public Liability Insurance is important for physiotherapists as it covers the cost of claims for damages to property or injury to a person. This can include simple accidents such as a client slipping or tripping when they come into your office.
Your physiotherapy business isn’t immune to the regular tax audits that are carried out on small businesses and this can be a costly exercise once you’ve hired an accountant to complete the audit on your behalf. Tax Audit Cover will cover the costs of hiring a professional during the audit process.
If you’re used to a regular income as a physiotherapist, it can be a financial shock if you’re suddenly unable to work. Personal Accident and Illness Cover means that you’ll still receive a portion of your income if injury or illness prevents you from working so you can keep up with expenses.
Contact Contractor Cover today for further information.