The price and efficiency of photovoltaic cells has meant solar panel installers are finding themselves with an increasing amount of work as people try to reduce the cost of their electricity bills. As you’re workload grows, don’t overlook the importance of insurance for your growing business.
When solar panel installers are working on the roof, serious injuries can occur and these can mean you’re not able to return to work for some time. Personal Accident and Illness Cover means that you still get paid part of your normal income if you can’t work due to illness or injury.
Solar panel installers are required to do complex work on homes and business and unfortunately the installation process can sometimes lead to accidental damage, which is why Public Liability Insurance is a must. It means you’re covered for damage caused to property or another person as a result of your work.
Solar panel installers work in a specialised area and clients rely on you for advice. If you’re found professionally negligent, you’re open to being sued. This is where Professional Indemnity Insurance comes in as it means legal costs and damages are covered.
Solar panel installers often don’t think about how expensive their specialised tools and equipment are until you’re suddenly without them and need to replace them quickly. General Property Cover makes sure you’re covered if your equipment is lost or stolen so you can get back to working.
Small business are finding more and more that they’re subject to tax audits and your solar panel installation business could be hit at any time with the cost of hiring an accountant or lawyer to complete the audit. To make sure these unexpected expenses are covered, take out Tax Audit Cover.
To discuss an insurance package, contact Contractor Cover and we would be happy to discuss your options.